homeowners insurance calculator without personal information
How to find the cost of home insurance without giving personal information is simple with this easy to use home insurance calculator. Merely pick the style of home from standard, semi-custom or custom. Enter the square footage and receive an instant estimated premium for home insurance. No personal information required.
Home Insurance Cost Calculator
1. Home Quality or Style
2. Total Finished Square Feet, Living Area (Slide for Sq. Ft.)
*Subject to underwriting and availability by carrier and state located. This is not a guarantee or offer of coverage. For more information or home insurance quotes call 314-569-1010. All rights reserved Insurance Brokers Group, LLC
How are homeowners insurance premiums calculated?
The cost of home insurance can vary depending on several factors including but not limited to:
Amount of dwelling coverage
Age of home
Age of roof
Number of stories
Any prior claims
Credit score of the homeowner
Safety features - Smoke detectors, burglar alarm, deadbolt locks, etc.
State the property is located
Can I pay my homeowners insurance myself?
Yes, you can pay the home insurance directly, even if you have a mortgage. Many people like the option of paying for home insurance directly vs. through their mortgage company.
Obviously, if you don’t have a mortgage, you’ll need to pay for home insurance the same you would car insurance. …However, if you have a mortgage, you can choose a no escrow option whereby you pay insurance premiums and taxes yourself.
This is a popular option, especially if you have substantial taxes and large insurance premiums annually. It may give you an opportunity to earn some interest on your money vs. the mortgage company sitting on the money all year.
How do I estimate home insurance costs?
If you haven’t already spoken with an insurance agent or broker use our simple to use home insurance calculator.
This will give a basic understanding of the estimated cost of insurance for your home. Once you decide if the premium is in your budget you can them submit a request for an actual quote based on that property. Since no personal information or property address was initially provided, you’ll be asked a few questions and then offered some home insurance quote options.