Author Archives: John Espenschied
John Espenschied owns and manages one of the top insurance brokerages for auto, home, and life insurance in the US. John is a much sought-after resource for journalists seeking his expert insight and knowledge of helping consumers find affordable coverage and advice.
Homeowners insurance calculator: NO personal informationAre you trying to figure out the cost of home insurance? Our convenient home insurance calculator is here to help. Whether you need to estimate home insurance costs because you’re buying a new home or are looking for a better deal, our calculator is a great first step. Best of all… No personal information […]
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What You Need to Buy a House – 20 Simple Steps You are about to embark on one of the most amazing and rewarding experiences that can ever come from spending money: buying a home. If you are buying a home, you should know that the entire process is not quick, but when all is […]
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The Complete Guide to Home Insurance Estimates If you’re buying a home, mortgage companies will require you to purchase home insurance (also known as property or hazard insurance). However, getting home insurance is a good idea for other reasons as well. Namely, you’ll be protected in case anything bad happens to your home. The value of damaged belongings, […]
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First-time Homeowners Insurance TipsBuying a home is one of the most important and most significant investments one makes in life. But before you can enjoy your property, there is a long road ahead. In most cases, it can be nerve-wracking as there are so many details to figure. A first-time home buyer needs to be especially careful. […]
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The Cost of Insurance When Building a House Table of Contents Home insurance calculatorMoving a house vs. Building a housebuilding on A house lotFoundation CostMultistory homesThe cost of windows and doorsThe price of home’s sidingFlooring and roofingPlumbing and electrical systemHome insurance estimateCalculate the cost of building a house like a proHomeowners insurance online calculator Consider […]
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How to sell your house fast 12 Steps to Sell your house FAST!So, you have found yourself at that point of selling your house and moving on. Maybe you’re downsizing to a smaller house because the kids have finally left the nest, or you got a job in a new city and need to relocate, […]
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How to Calculate Your Home Insurance CostHomeowners insurance cost is a combination of several factors.A basic home insurance calculator includes the age of your home, the methods used in its construction, area considerations such as weather and crime rates.All of these factors affect the decision what level of home insurance coverage you will need, and […]
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4 Best Homeowners Insurance Tips for First Time Home Buyers Table of Contents Best Homeowners Insurancefirst time homeowners insuranceWhat is the Best Homeowner Insurance for for the first time Buyer? How much much should i pay for homeowners insurance?factors which will influence the cost of home insurance.1. Location of property2. Personal Credit and Prior Insurance Claims3. […]
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What Does Homeowners Insurance Cover: A Complete Breakdown of Coverage TypesHomeowners insurance protects one of your biggest assets. But many homeowners don’t fully understand what their policies cover. This confusion leads to underinsurance and unpleasant surprises when claims happen. Here’s the truth. Understanding your coverage isn’t boring. It’s the difference between sleeping well at night or […]
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Free Home Insurance Quotes Without Personal InfoFree Home Insurance Quotes Without Personal InfoCompare free home insurance quotes without personal info. No spam calls, no emails, just instant homeowners insurance estimates online. HOME QUOTES Get a Homeowners Insurance Quote Without Personal InformationYou should not have to trade your phone number for peace and quiet. Yet most […]
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